apple card reddit review

Unlike other reward cards the Apple card has a more sensible APR range. For me the biggest advantage of the Apple Card is what it doesnt have -- a number on the physical card.

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Apple Card Review Summary The Apple Card is a good credit card thats worth it for people with good credit or better who regularly buy Apple products and services as well as for iPhone Mac and iWatch users who are comfortable making purchases using Apple Pay.

. Owning the Apple Credit Card from Goldman Sachs doesnt have to cost you a thing. Although I am not clumsy accidents can happen to anyone. Debt and spending management tools.

With the Citizens One loan it doesnt show up in your credit card utilization and you still get the 3 back when you pay using your Apple Card. This product was an exciting new chapter for Apple as the company began. While Apple has good quality products that generally last a long time they are not perfect.

It has cool technological bells and whistles but if what a. Rewards not as good for a lot of purchases as my other cards 5 with Amazon Prime card other cards 3 for gas and groceries etc no YNAB integration cant add my wife as authorized user. I just got my iPhone 12 mini from the Apple store with a screen protector and the otter box aneu case I dont actively try to drop my phone and I dont class myself as an overly clumsy person so I cannot decide wether spending the 200 AUD on Apple care is worth it as I have never had Apple care on my previous devices.

This card is great for its incentives and lack of fees its customer service is spot on and you can get ahold of them in under 5 minutes every time even in the midst of this pandemic where every other card company I have has me waiting up to an hour. It charges absolutely no fees which is a rarity. When Apple first announced its rewards credit card in August 2019 a lot of people were excited about the prospect.

I loved receiving cash back at the end of every day but the card fell short by having a limited amount of 3 cash back categories and limiting 2. The Apple Card has a lot of intriguing features none of which can help you if you dont qualify for it. I have also had batteries go bad a few times beyond the 1 year warranty.

Having more open lines of credit with lower utilization also helps your credit report as well. The plastic shell on my 3GS developed a crack which was a known issue. The Apple Watch Series 7 has a 19-inch LTPO OLED display with a resolution of 396x484 pixels for the.

People often say oh this card is better than that Cool. Level 2 3 yr. I am normally super skeptical about these kinds of offers but this seems more legit than some othersat least I think.

Still despite a crowded market of. But a program launched in late June 2020 aims to help some rejected applicants eventually. Even though the Apple Card doesnt charge fees keep in mind that it does charge interest on balances that arent paid in full.

But the products features make it the credit card equivalent of a Red Delicious. IMessage group chats will keep me on iPhone as long as everyone else I know has one. The Reddit user under the name.

Apple Card Review Summary. The cards variable APR ranges from 1099 to 2199. The Apple Card is at its core no pun intended a very basic cash-back card agreed Sara Rathner credit cards expert at NerdWallet.

The high end of the range is relatively low too but you still dont want to get caught paying that rate. Apple Card Review 35 5 The Apple Mastercard from Goldman Sachs is a good credit card for people who make a lot of purchases with Apple Pay and its easily worthwhile given its rewards and 0 annual fee. If you can qualify for it the Apple Card APR is one of the lowest out there 1 especially compared to the average cash-back credit card rate.

When it debuted in August 2019 the Apple Card did rethink that is it opted against offering a sign-up bonus a 0 intro APR period or. Definitely a no brainer to go with the IUP unless you really dont want AppleCare or you dont want a new phone each year. Until a few months ago.

Apple will keep me as a customer as long as the alternative to messaging in the US ubiquitously relies on SMSMMS. Now allows authorized users. Why you might want the Apple Card.

But you can have multiple credit cards and just reap the rewards of all them. Relatively ubiquitous and somewhat bland. Forget the credit card.

2 back on apple pay is limiting and most cards offer between 15 and 2 cashback ie citi doublecash. I originally financed through my Apple Card and I didnt realize the IUP was a separate option. Low end of APR range is among the best.

It doesnt include any unique cardholder perks such as travel protection or bonuses like most popular cash-back cards. Apple has dominated the tech space for a long time with consumer favorites including the iPhone iPad and more recently the iPad Pro Apple Watch AirPods and more. On a positive note you can ask for help and receive.

I was checking it out at my local Apple store and the dude who was helping me told me about the Apple card 0 financing. Youll get that flat cash back regardless of apple pay or not. Ive owned the Apple Card for 3 months this is why it sucks compared to other credit cards Credit 1 cashback when using the physical card is absolutely dismal.

Apple Card 25 Welcome Bonus None Annual Fee 0 Regular APR 1124 - 2224 variable Credit Score ExcellentGood Pros Innovative security features. 2 cash back on Apple Pay purchases when I dont have a better card for that category My reasons for mostly not using it. Apple purchases made with the Apple Card via Apple Pay will yield 3 cash back while other Apple Pay charges will provide 2 back.

I have had iPhones since the 3G and never broke one. Cons On purchases made outside of Apple or Apple Pay the credit card offers a low 1 cash back rate.

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